WagerFunding is a social play skill-based platform that allows users to showcase their sports prediction ability without risking real money.

Users can participate in challenges, complete performance goals, and earn real USD rewards when funded accounts perform successfully.

All users must comply with WagerFunding’s Terms of Service, KYC, and Fair Play Policy to maintain account eligibility.

All accounts on WagerFunding are live accounts with simulated cash.

You’re trading on real odds data in real time, but the funds used in your account are simulated.

When your simulated account performs successfully and passes evaluation, the profits earned are paid out as real USD rewards.

Minimum Payout

To help cover transfer fees, all reward withdrawals require a minimum payout of $50 USD.

Reward Split Cycle

Your Reward Split becomes available on a simple 30-day cycle. Once you start trading on your funded account, the system begins a 30-day timer. After the cycle completes, you are eligible to request your first profit split.

Example Timeline

If you begin trading on July 1, your first split window opens on July 31.
If you begin on June 8, your first split window opens on July 8.

KYC Requirement

All withdrawals require a completed KYC before payouts can be released.

Notifications

You will receive email and SMS notifications when your withdrawal window opens. After your request is submitted and approved, payouts are typically processed within one to two business days.

Applies to All Accounts

These payout rules apply to every step account as well as Instant Funding accounts.

All picks are automatically graded using our simulated odds data system.

Results typically appear within 15 minutes after a game concludes. In rare cases, please allow up to 90 minutes for grading. 

If a pick remains unsettled after that window, contact support@wagerfunding.com for assistance.

Yes, you can purchase multiple challenges at the same time.

Each challenge operates independently with its own balance, rules, and evaluation period.

You can purchase new challenges directly from your WagerFunding dashboard at any time.

Simply choose your preferred account size and follow the on-screen instructions.

You are not allowed to use multiple accounts to place opposing picks or outcomes, as this violates WagerFunding’s fair play rules.

Profit Target

Your account must reach a specific growth percentage to complete the challenge. For example, with a 20% target, a $1,000 account must reach $1,200.

Daily Drawdown

This is the maximum you can lose in a single day. If the daily drawdown is 10%, you cannot lose more than $100 from a $1,000 account in one day.

Max Trailing Drawdown

The drawdown is the maximum amount your account is allowed to lose based on your starting balance.

Example:
If you start with a $10,000 account and the drawdown is 10%, your maximum allowed loss is $1,000.

This means:
• If your balance ever drops to $9,000, your account is considered breached.

Now if your account grows:
If you grow your $10,000 account to $15,000 from winning bets, your drawdown is still $1,000 because it is always calculated from the original starting balance.

So:
• If your balance goes from $15,000 down to $14,000, your account is breached and lost.

Important to note:
The drawdown amount does not increase when your balance increases. It always remains fixed based on your starting account balance.

This rule is in place to encourage responsible bankroll management and consistent betting behavior.

Minimum Picks

This is the minimum number of picks required to complete the challenge. If the requirement is 20 picks, you must place at least 20 before qualifying.

Minimum Pick Percent

This defines the minimum size of each pick. If the minimum is 2%, each pick must risk at least that percentage (depending on your rule structure).

Maximum Pick Percent

This is the maximum you can risk on a single pick. If the limit is 10%, no pick may risk more than 10% of your account balance.

Maximum Exposure Percent

This determines how much of your account can be active at once. If the limit is 50%, no more than half your account can be tied up across open picks simultaneously.

Time Limit

This is the total time allowed to complete the challenge. For example, with a 30-day limit, all requirements must be finished within those 30 days.

Rule Changes & Transition Policy

Before December 7th, 2025: Any account purchased before this date will continue under the previous rule set. Any accounts purchased after this date will follow the updated rules and parameters listed below.

Instant Funding

Minimum inactivity timer: 5 days

2 Step

Phase 1: 20 picks
Phase 2: 20 picks

1 Step

Daily Drawdown: 8%
Minimum Picks: 25

WagerFunding supports a wide range of sports and leagues, including:

• Basketball (NBA, EuroLeague, NCAA)
  
• Football (NFL, NCAA, CFL, and major international leagues)
  
• Soccer (Premier League, La Liga, Serie A, MLS, UEFA, and more)
  
• Baseball (MLB, NPB, KBO)
  
• Hockey (NHL, IIHF, KHL)
  
• Tennis, MMA, Boxing, Esports, and others
  

Additional leagues are added regularly as our data partners expand coverage.

WagerFunding bridges sports performance and fintech, offering players the chance to:

• Showcase real predictive skill in a transparent and fair environment.
• Access funded accounts without risking personal capital.
• Earn real USD rewards based on performance and discipline.
• Join a social community of sports pickers, affiliates, and professional analysts. It’s your strategy, our cash, built for the next generation of sports performance traders.

We regret to inform you that WagerFunding does not currently operate in the following countries and regions due to local regulatory restrictions and compliance requirements:

Unsupported Countries
Afghanistan (AF)
Central African Republic (CAF)
Congo (Brazzaville) (CG)
Cuba (CU)
Guinea (GN)
Haiti (HT)
Iran (IR)
Iraq (IQ)
Libya (LY)
Mali (ML)
Myanmar (Burma) (MM)
North Korea (KP)
Russian Federation (RU)
Somalia (SO)
South Sudan (SS)
Sudan (SD)
Syria (SY)
Ukraine (UA)*
Venezuela (VE)
Yemen (YE)

Which states is WagerFunding available in?

WagerFunding is not currently available to residents of the following U.S. states and territories:

Hawaii (HI)
Idaho (ID)
Montana (MT)
Nevada (NV)
Washington (WA)

(Note: We are continuously reviewing state-level compliance policies. Service availability may change without prior notice.)

Additional Notice

If your state or country is not listed above, it may still be an area where we are not yet operating or do not have immediate plans to launch. Please feel free to contact our team to confirm service availability in your location. 

Why Are These Regions Unsupported?

Due to regulatory and compliance requirements specific to each state, territory, and country, we are currently restricted from providing services in these areas. Our team continually monitors evolving regulations and will update our availability as conditions allow.

Anti Money Laundering and Compliance

WagerFunding and WF Tech LLC follow Anti Money Laundering (AML) and fraud prevention standards. By using the platform, you agree to comply with all identity and source of funds verification requirements.

We reserve the right at any time to request verification documents, including government-issued identification, proof of address, payment method verification, and source of funds documentation.

Failure to provide requested documents may result in account suspension, payout holds, or permanent account closure.

Users must only use payment methods and funds that legally belong to them. Third-party payments, unauthorized cards, structured transactions, or attempts to conceal the origin of funds are strictly prohibited.

All accounts and transactions are subject to automated and manual monitoring. We may review, flag, or restrict accounts based on risk indicators, unusual activity, multiple account usage, or suspected abuse of the platform.

We reserve the right to hold or refuse payouts, freeze balances, reverse transactions, suspend accounts, or deny service where suspicious or non-compliant activity is detected. Where appropriate, we may report such activity to payment processors or relevant authorities.

Attempts to bypass verification procedures, limits, or platform controls may result in permanent bans, forfeiture of payouts, and potential legal action.

We retain user and transaction records for compliance, audit, and regulatory purposes.

Country Availability and Age Requirements

Access to the platform is only permitted in jurisdictions where our services are legally allowed and available. By creating an account and using the platform, you confirm that you meet the legal age requirements in your country of residence.

United States

Users located in the United States must be at least 21 years of age to use the platform. Identity verification and KYC checks are required and must be successfully completed upon account creation and/or before any cash out is approved.

Canada

Users located in Canada must be at least 18 years of age to use the platform. Identity verification and KYC checks may be required upon account creation and/or before any cash out is approved.

All Other Countries

Users in all other countries must meet the local legal age requirement applicable to sweepstakes, promotional gaming, or similar online activities in their jurisdiction. It is the user’s responsibility to ensure compliance with local laws before using the platform.

Underage Users

• KYC verification will be rejected
• The account will be restricted or permanently banned
• Any pending payouts will be denied
• The account may be closed without notice

We reserve the right to request identity and age verification documents at any time to ensure compliance.

Questions or Support

If you have any questions or need assistance, please contact our support team:
support@wagerfunding.com

We appreciate your understanding and look forward to serving you in the future

Monthly Rewards Cap & Payout Rules

Your rewards are limited by payout caps based on the challenge type you complete. These caps define the maximum profit that can be withdrawn per payout cycle.

Important:
The rewards cap percentage refers to the maximum profit (as a percentage of your account size) that is eligible for withdrawal, not your total balance.

Instant Funded Challenge

Monthly Rewards Cap

• First payout: 30%
• Second payout: 60%
• Third and future payouts: 80%

Example ($100,000 account)

• If account is up 5000$ of profit you’re eligible 30% on first withdrawal = 5000x30%=1,500
• If account is up 5000$ of profit you’re eligible 60% on second withdrawal = 5000x60%=3,000
• If account is up 5000$ of profit you’re eligible 80% on third and future withdrawals = 5000x80%=4,000

Payout Timing
First withdrawal: 30 days after your first funded pick.
After first payout: withdrawals are available within your applicable cap.

One Step Challenge

Monthly Rewards Cap

• First payout: 50%
• Second payout: 60%
• Third and future payouts: 90%

Example ($100,000 account)

• If account is up 5000$ of profit you’re eligible 50% on first withdrawal = 5000x50%=2,500
• If account is up 5000$ of profit you’re eligible 60% on second withdrawal = 5000x60%=3,000
• If account is up 5000$ of profit you’re eligible 90% on third and future withdrawals = 5000x90%=4,500

Payout Timing
First withdrawal: 30 days after your first funded pick.
After first payout: withdrawals are available within your applicable cap.

Two Step Challenge

Monthly Rewards Cap

• First payout: 50%
• Second payout: 75%
• Third and future payouts: 100%

Example ($100,000 account)

• If account is up 5000$ of profit you’re eligible 50% on first withdrawal = 5000x50%=2,500
• If account is up 5000$ of profit you’re eligible 75% on second withdrawal = 5000x75%=3,750
• If account is up 5000$ of profit you’re eligible 100% on third and future withdrawals = 5000x100%=5,000

Payout Timing
First withdrawal: 30 days after your first funded pick.
After first payout: withdrawals are available within your applicable cap.

Payout Split

You receive a percentage of the eligible profit based on your specific challenge rules, up to your payout cap.

Example:
If your split is 80% and your eligible payout is $50,000, you receive $40,000.

Balance Reset After Payout

After each payout, your funded account balance is reset to its original starting amount.

Example:
You start with a $100,000 account.
You grow it to $160,000 ($60,000 profit).
Your payout cap allows $50,000 profit.
You receive the payout on the eligible amount.
Your account is reset to $100,000.
The remaining $10,000 profit does not carry over.

Each payout cycle starts fresh.

Promotional & Free Accounts

From time to time, the Company may issue free or promotional accounts through giveaways, campaigns, partners, or discretionary credits. Any account issued at no cost is considered a Promotional Account.

All Promotional Accounts are subject to standard platform rules, plus the additional limits outlined below.

Maximum Payout Cap

The maximum total payout per user from all Promotional Accounts combined is capped at $500 USD, regardless of account size, number of rounds passed, or number of withdrawal requests.

Anti-Circumvention Policy

Creating multiple accounts or using alternate identities, devices, payment methods, IP addresses, or any other method to bypass the promotional payout cap is strictly prohibited. Violations may result in payout denial, account termination, and permanent bans.

Company Discretion

We reserve the right, at our sole discretion, to classify any account as promotional, apply payout limitations, deny excess payouts, revoke promotional access, or modify promotional terms at any time.

Non-Transferable & No Cash Value

Promotional Accounts are non-transferable, non-refundable, and have no cash value outside of the explicitly permitted payout limits.

Parlay Limits

Maximum parlay multiplier allowed: 5x

Odds Limits

Maximum odds allowed per selection: -999

Tennis Market Bet Size and Payout Limits

Due to the higher volatility and rapid scoring structure of tennis markets, additional wager size and payout limits apply to all tennis bets placed on WagerFunding accounts.

The following maximum payout limits apply per bet ticket:

• Maximum payout on tennis Moneyline bets is $2,500
• Maximum payout on tennis spread bets is $2,500
• Maximum payout on tennis prop bets is $1,000

These limits apply to all pre-match and live tennis markets.

If multiple bets are placed on the same match, player, or correlated outcomes, total exposure may be combined during audit and treated as a single match exposure.

Total combined payout per tennis match remains capped at $5,000 per account unless the account has been approved in writing as a Special or VIP account by the WagerFunding team.

Any wager that exceeds tennis limits may be:

• Voided
• Reduced to the maximum allowed payout
• Excluded from profit calculations
• Marked as non-compliant at audit review

If a restricted wager contributed to passing a phase or avoiding a breach, the account may be deemed non-compliant upon audit and fail review.

Bet Review, Voids & Abuse Prevention

WagerFunding reserves the right to review and void any bet at its sole discretion.

This includes, but is not limited to:

• Bets placed on lines that are clearly incorrect or the result of pricing or data errors from our odds providers
• Technical glitches, system delays, or feed issues affecting displayed odds or markets
• Exploitation of platform mechanics or promotional structures

Arbitrage & Collusion

Any form of arbitrage, collusion, or coordinated activity between:

• Multiple accounts
• Shared IP addresses or devices
• Friends, groups, or third parties
• Any method intended to manipulate outcomes or guarantee profits

will result in:

• Immediate voiding of affected bets
• Forfeiture of any rewards or payouts
• Permanent account termination and platform ban

These measures are in place to protect the integrity of the platform and ensure fair participation for all users.

WagerFunding reserves the right to review, audit, void, suspend, or terminate any bet, account, or activity at its sole discretion to protect the integrity of the platform.

Payout Limits, Bet Validation & Void Policy

For risk management and platform stability, the following limits apply:

• Maximum payout on straight bets: $25,000
• Maximum payout on parlays: $50,000
• Maximum cash out per account: $25,000 per calendar month

Higher limit accounts may be requested and may be approved at WagerFunding’s sole discretion following a full account review.

Bet Placement Confirmation Requirement

Before placing any wager, users must confirm the checkbox:

“Have you referred to max winnings before placing this bet?”

By selecting this confirmation and proceeding with the wager, the user acknowledges that they have reviewed and accepted all maximum payout and cash out rules published on the website.

Limit Violations & Void Bets

Any wager that exceeds published maximum payout limits is subject to being voided, even if accepted by the system at the time of placement.

• Any bet that violates maximum payout rules will be marked VOID
• Void bets are not eligible for payout
• No winnings will be paid on wagers that exceed published limits

If a violating wager is not automatically voided by the system and the account continues operating temporarily, the wager will still be reviewed during audit.

If such a wager contributed to avoiding a breach or passing a phase, the account will be deemed non-compliant at audit and will not pass.

All wagers will be recalculated by the internal audit team to determine whether the account would have breached limits based solely on valid wagers placed before and after the voided wager.

Prohibited Betting Activity

This includes, but is not limited to, the following prohibited activities:

• Bets placed on lines that are clearly incorrect or the result of pricing, feed, latency, or data errors from odds providers
• Exploitation of technical glitches, system delays, platform bugs, or promotional mechanics
• Any attempt to exploit platform mechanics to bypass rules or guarantee outcomes

Arbitrage, Hedging & Collusion

Any form of arbitrage, hedging, or coordinated activity is strictly prohibited. This includes:

• Betting both sides of the same game, market, or correlated outcomes
• Offset or neutral-risk strategies intended to pass phases or withdrawals
• Coordinated betting between multiple accounts
• Shared IP addresses, devices, locations, or environments
• Collaboration with friends, groups, syndicates, or third parties
• Any method intended to manipulate outcomes or guarantee profits

Automation, Software & Unfair Tools

The use of any automated or unfair tools is strictly prohibited, including but not limited to:

• Bots, scripts, APIs, or automated betting software
• Edge programs, sharp software, line-shopping tools, or syndicate systems
• Third-party programs designed to exploit pricing inefficiencies or market timing

Identity, Access & Account Abuse

• Multiple account ownership or control
• Account sharing or credential sharing
• Use of VPNs, proxies, emulators, remote desktops, or identity-masking tools
• Providing false or misleading information during registration or audits

Enforcement & Consequences

Violation of any of the above rules may result in one or more of the following actions, at WagerFunding’s sole discretion:

• Immediate voiding of affected bets
• Forfeiture of profits, rewards, or payouts
• Denial of withdrawals
• Permanent account termination
• IP, device, and identity bans
• No refunds on any purchases

In cases involving fraud, abuse, or intentional manipulation, WagerFunding reserves the right to pursue additional enforcement actions as deemed necessary and to make final determinations based on internal audit results and rule enforcement.

How long does the audit review take?

Once an account becomes eligible for a payout request, it will undergo a mandatory audit review.

• Audits may take up to seventy two hours.
• The seventy two hour period applies to business days only.
• Weekends and holidays are not included in the audit timeframe.

This process includes a full review of betting activity, rule compliance, odds integrity, and account verification to ensure fairness across the platform. How long do payouts take after approval?

Once the audit has been completed and the payout is approved:

• Funds may take up to two business days to be processed and sent.
• Processing time begins after final approval.
• Banking or payment provider delays are outside of our control.

These procedures help maintain platform integrity, fairness, and proper risk management for all members.